Terms and Conditions
The Graced Circle — Terms of Use & Conditions of Sale
Last Updated: [07/01/2026]

IMPORTANT — PLEASE READ CAREFULLY

THESE TERMS CONTAIN A BINDING ARBITRATION AGREEMENT, A CLASS ACTION WAIVER, A MASS ACTION WAIVER, AND A JURY TRIAL WAIVER (SEE SECTIONS 15–24) THAT AFFECT YOUR LEGAL RIGHTS. DISPUTES WILL BE RESOLVED ON AN INDIVIDUAL BASIS THROUGH FINAL AND BINDING ARBITRATION, EXCEPT AS EXPRESSLY PROVIDED HEREIN. YOU HAVE THE RIGHT TO OPT OUT OF ARBITRATION AS DESCRIBED IN SECTION 23.

BY ACCESSING OR USING OUR WEBSITE OR PURCHASING FROM US, YOU ACCEPT AND ARE BOUND BY THESE TERMS IN THEIR ENTIRETY.

1. Acceptance of Terms
These Terms and Conditions ("Terms") govern your access to and use of thegracedcircle.com, including any related subdomains, checkout pages, landing pages, and mobile experiences (collectively, the "Website"), and any purchase of products or membership services ("Products") offered through the Website.

By accessing or using the Website, creating an account, enrolling in the Membership Program, clicking "I Agree," or purchasing any Product, you:

• Represent that you are at least eighteen (18) years of age;
• Represent that you have full legal capacity to enter into a binding agreement;
• Agree to be bound by these Terms in their entirety.

If you do not agree, you must not access or use the Website.

1.1 Electronic Assent; Clickwrap

Where presented, you will be required to take an affirmative action (such as checking an unchecked box or clicking a clearly labeled button) acknowledging your agreement to these Terms before completing certain transactions. Your affirmative action constitutes legally binding electronic consent.

1.2 Modifications to Terms

We may revise these Terms at any time in our sole discretion. If changes are material, we will provide reasonable notice via email, account notification, or website banner. Your continued use of the Website after changes become effective constitutes acceptance of the revised Terms.

2. Website Use & Access
We grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Website solely for personal, non-commercial use. We reserve the right to modify or discontinue any part of the Website, restrict or terminate access, or refuse service to any user at any time and for any reason. We are not liable if the Website becomes unavailable.

3. Account Security
If you create an account, you must provide accurate and current information. You are responsible for maintaining the confidentiality of your login credentials and must notify us immediately at contact@thegracedcircle.com of any unauthorized access. We may disable accounts at our discretion for violations of these Terms.

4. Prohibited Uses
You agree not to:

• Violate any applicable law or regulation;
• Scrape, crawl, or use automated means to access the Website;
• Interfere with Website security or functionality;
• Upload malicious code or viruses;
• Engage in fraudulent or deceptive conduct;
• Impersonate any person or entity;
• Attempt unauthorized access to systems or data;
• Infringe any intellectual property or privacy rights;
• Collect personal information of other users.

We reserve the right to investigate and pursue violations to the fullest extent permitted by law and may terminate your access without notice.

5. Intellectual Property
All Website content — including text, images, graphics, trademarks, logos, software, and design elements — is owned by or licensed to Oliwier & Co. LLC ("The Graced Circle," "we," "our," "us"). You may not reproduce, distribute, modify, or exploit Website content without our prior written consent. No rights are granted except as expressly provided herein.

6. Products; Descriptions; Nature of Goods
We offer devotional jewelry, prayer tools, accessories, apparel, and related keepsakes. We strive to describe and display our Products as accurately as possible. However, we do not warrant that product descriptions, colors, finishes, dimensions, or other content are complete or error-free. Product images are for illustrative purposes; actual items may vary slightly in color, finish, or appearance due to photography, screen settings, and the handcrafted or natural characteristics of certain materials.

All information provided on the Website is for general informational purposes only. Any reliance you place on Website materials is strictly at your own risk.

7. Electronic Communications; Consent
By using the Website, creating an account, or making a purchase, you consent to receive electronic communications from us, including order confirmations, shipping notifications, membership reminders, customer service communications, and marketing communications (if opted in). You may opt out of marketing emails via the unsubscribe link in such communications. Electronic communications satisfy any legal requirement that such communications be in writing.

8. Privacy; Cookies & Tracking
All information we collect is subject to our Privacy Policy, which is incorporated into these Terms by reference. Our Website uses cookies, pixels, and similar tracking technologies operated by us and third parties to enhance user experience, analyze Website performance, personalize content, and support advertising and marketing activities. For more information, please review our Privacy Policy.

9. Payments & Billing
9.1 Orders as Offers

An order submitted by you constitutes an offer to purchase Products. All orders are subject to acceptance by us. We reserve the right to refuse or cancel any order at our discretion, including for suspected fraud, pricing errors, or product unavailability. Prices are listed in U.S. dollars and are subject to change without notice.

9.2 Payment Authorization

By providing a payment method, you represent and warrant that you are authorized to use that payment method and that all payment information provided is accurate and current. You authorize us to charge your payment method for Products purchased, membership renewals, shipping charges, applicable taxes, and any other disclosed fees. If payment is declined, we may suspend or cancel your order.

We may receive updated card information from your issuer (such as updated card numbers or expiration dates) and update your account accordingly. If you wish to opt out of this service, contact your card issuer. You are responsible for any bank or card fees. If a charge is reversed, we may invoice you directly and seek payment by another method.

9.3 Third-Party Payment Processors

Payments may be processed through third-party providers. Your use of such providers is subject to their terms and privacy policies. We are not responsible for payment processor errors.

10. Membership Program; Free Trial; Automatic Renewal; Cancellation
10.1 Membership Enrollment

The Website offers an optional paid membership ("Membership Program" or "Membership") that provides members with benefits such as a discount on eligible Products and access to member offers, as described at the point of enrollment. Enrollment is entirely optional and is not required to purchase Products from the Website.

10.2 Free Trial

The Membership Program may be offered with a fourteen (14) day free trial. IF YOU ENROLL WITH A FREE TRIAL, YOU WILL NOT BE CHARGED THE MEMBERSHIP FEE DURING THE 14-DAY TRIAL PERIOD. UNLESS YOU CANCEL BEFORE THE TRIAL PERIOD ENDS, YOUR MEMBERSHIP WILL AUTOMATICALLY CONVERT TO A PAID MEMBERSHIP AND YOUR PAYMENT METHOD WILL BE CHARGED THE THEN-CURRENT MEMBERSHIP FEE OF $29.99 AT THE END OF THE TRIAL. Thereafter, the Membership will renew automatically as described below. To avoid being charged, you must cancel before the end of the 14-day trial period using the cancellation method described in Section 10.5.

10.3 Clear and Conspicuous Disclosure; Affirmative Consent

Before you confirm your billing information and complete enrollment in the Membership Program, we will present a clear and conspicuous notice in visual proximity to the request for your consent that discloses all of the following:

• That the Membership includes a free trial (where offered), when the trial ends, and that you will be charged automatically unless you cancel before the trial ends;
• That your Membership will automatically renew and you will be charged on a recurring basis unless you cancel;
• The length of the renewal period (every 28 days) and any additional terms of the renewal;
• The amount you will be charged per renewal period ($29.99 every 28 days) and the frequency of those charges;
• The cancellation method available to you, including how to cancel online through your account;
• Our contact information: Oliwier & Co. LLC, contact@thegracedcircle.com, 30 N Gould St Ste R, Sheridan, WY 82801-6317.

You will be required to take an affirmative action (such as checking an unchecked acknowledgment box or clicking a clearly labeled button) expressly confirming your consent to the free trial terms (where applicable) and the recurring charges before your enrollment is completed. Your affirmative action constitutes express informed consent. We will not use pre-checked boxes or other default mechanisms to obtain this consent.

10.4 Automatic Renewal; Post-Enrollment Confirmation

UNLESS YOU CANCEL IN ACCORDANCE WITH THESE TERMS, YOUR MEMBERSHIP WILL AUTOMATICALLY RENEW EVERY TWENTY-EIGHT (28) DAYS AT THE THEN-CURRENT MEMBERSHIP FEE OF $29.99. IF PRICING CHANGES, WE WILL PROVIDE ADVANCE NOTICE AS REQUIRED BY LAW.

Following your enrollment, we will send you a confirmation to the email address you provided. That confirmation will include: (a) a summary of the free trial terms (where applicable); (b) a summary of the automatic renewal terms; (c) the amount charged and the billing frequency; and (d) how to cancel online through your account. You should retain this confirmation for your records. If you do not receive a confirmation within 24 hours of enrollment, please contact us at contact@thegracedcircle.com.

10.5 How to Cancel; No Unreasonable Barriers

You may cancel your Membership at any time through your account on the Website. Log into your account and follow the clearly labeled cancellation steps — no phone call and no email is required, and you will not be required to speak with a representative or complete a retention process in order to cancel.

To avoid being charged for the next billing period (or, during a free trial, to avoid the first charge), cancellation must be completed at least twenty-four (24) hours before your next scheduled billing date or before the end of the trial period, as applicable. Cancellation takes effect upon on-screen confirmation, and you will receive a cancellation confirmation email to the address on file. Your membership benefits will remain active through the end of the current paid billing period. No further recurring charges will be processed after cancellation, and no refunds will be issued for renewal charges already processed at the time of cancellation, except as required by law or as stated in our Return & Refund Policy.

10.6 Account Updater; Failed Payments

We may use an automatic account updater service provided by our payment processor, which may update your stored payment information if your card issuer provides updated details. If your payment information is updated, you authorize us to charge the updated payment method. If a recurring charge fails, you authorize us to retry the charge, contact you for updated payment information, and suspend membership benefits until payment is received.

11. Returns & Refunds
Please review our Return & Refund Policy, which is incorporated into these Terms by reference. Refunds, where applicable, are processed to the original payment method. Bank or card provider posting times may vary. Shipping and handling fees are non-refundable except where required by law.

12. Shipping; Title; Risk of Loss
Products are shipped via third-party carriers to addresses within the United States. An accurate shipping address and contact information are required. We are not responsible for delays or non-delivery due to incorrect information provided by you. Please review our Shipping Policy for processing times, delivery estimates, and related terms.

Unless otherwise required by law, title and risk of loss transfer to you upon delivery to the carrier. Shipping and delivery dates are estimates only and cannot be guaranteed.

13. Delivery Confirmation
Carrier delivery confirmation shall be deemed conclusive proof of delivery to the address provided by you, even without a signature. You agree that such confirmation constitutes sufficient evidence of delivery for purposes of resolving disputes, including chargebacks or claims of non-delivery.

14. User Content; Reviews & Submissions
By submitting reviews, testimonials, comments, or other content ("User Content"), you grant us a perpetual, worldwide, royalty-free, transferable, sublicensable license to use, reproduce, modify, distribute, publicly display, and create derivative works from such content for business and marketing purposes. You represent and warrant that you own or control all rights in the User Content, that it does not violate third-party rights, and that it is truthful and not misleading.

We reserve the right, but not the obligation, to remove or refuse to post User Content and to terminate or suspend user access for violations. We reserve the right to cooperate with law enforcement authorities or court orders directing us to disclose user information. You waive and hold us harmless from any claims arising from such disclosures made in good-faith compliance with legal obligations.

15. Disclaimer of Warranties
THE WEBSITE, PRODUCTS, AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, OLIWIER & CO. LLC DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, ACCURACY, RELIABILITY, AND AVAILABILITY. WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT PRODUCTS WILL MEET YOUR EXPECTATIONS.

16. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL OLIWIER & CO. LLC OR ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE, OR MULTIPLE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, LOSS OF GOODWILL, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATING TO THESE TERMS, YOUR USE OR INABILITY TO USE THE WEBSITE, ANY PRODUCT PURCHASE, ANY MEMBERSHIP, OR ANY ADVERTISING OR MARKETING PRACTICES. THIS APPLIES REGARDLESS OF THE THEORY OF LIABILITY, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE.

16.1 Cap on Direct Damages

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ANY CLAIM SHALL NOT EXCEED THE GREATER OF: (A) THE TOTAL AMOUNT YOU PAID TO US DURING THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR (B) ONE HUNDRED U.S. DOLLARS ($100.00). THIS AMOUNT SHALL CONSTITUTE YOUR SOLE AND EXCLUSIVE REMEDY.

16.2 Allocation of Risk

You acknowledge that the pricing of Products reflects the allocation of risk set forth in this Section and that we would not enter into these Terms without these limitations.

17. Indemnification
You agree to defend, indemnify, and hold harmless Oliwier & Co. LLC and its affiliates, licensors, service providers, officers, directors, employees, contractors, agents, and successors from and against any claims, damages, liabilities, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms, your misuse of the Website or Products, your violation of any law, or your violation of any third-party rights. We reserve the right to assume exclusive defense and control of any matter subject to indemnification.

18. Limitation on Time to File Claims
TO THE FULLEST EXTENT PERMITTED BY LAW, ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR RELATING TO THESE TERMS, THE WEBSITE, ANY PRODUCT, OR ANY MEMBERSHIP MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CLAIM ACCRUES. IF NOT COMMENCED WITHIN THAT PERIOD, THE CLAIM IS PERMANENTLY BARRED, EXCEPT TO THE EXTENT PROHIBITED BY APPLICABLE LAW.

19. Dispute Resolution; Binding Arbitration
PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

EXCEPT AS EXPRESSLY PROVIDED BELOW, YOU AND OLIWIER & CO. LLC AGREE TO RESOLVE ALL DISPUTES EXCLUSIVELY THROUGH FINAL AND BINDING INDIVIDUAL ARBITRATION.

19.1 Agreement to Arbitrate

You and we agree that any dispute, claim, controversy, or cause of action arising out of or relating to these Terms, the Website, any Product, any membership or automatic renewal, any advertising or marketing practices, or any alleged misrepresentation (collectively, "Dispute") shall be resolved exclusively through binding, confidential arbitration on an individual basis. The term "Dispute" shall be interpreted broadly.

19.2 Federal Arbitration Act

These Terms evidence a transaction in interstate commerce. The Federal Arbitration Act (9 U.S.C. § 1 et seq.) governs the interpretation and enforcement of this arbitration agreement. The arbitrator shall decide all threshold issues of arbitrability, including scope, validity, and enforceability.

19.3 Mandatory Pre-Arbitration Notice

Before initiating arbitration, the initiating party must send a written Notice of Dispute by certified mail including: full name, mailing address, email associated with the account, description of the claim, and specific relief sought. Notice to us must be sent to:

Oliwier & Co. LLC, Attn: Legal Department, 30 N Gould St Ste R, Sheridan, WY 82801-6317

The parties shall engage in good-faith efforts to resolve the Dispute for thirty (30) days before filing arbitration. Neither party may file arbitration before the expiration of this 30-day period.

19.4 Reservation of Self-Help Remedies

Nothing in this Section prevents us from exercising lawful self-help remedies, including responding to chargebacks, pursuing collection efforts, suspending or terminating accounts, offsetting amounts owed, or enforcing payment obligations as permitted by law.

19.5 Arbitration Procedure

Arbitration shall be administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules before a single neutral arbitrator. If AAA declines administration, the parties shall mutually select a nationally recognized arbitration provider; if they cannot agree, a court shall appoint the provider. The arbitrator is authorized to award all remedies available in an individual action under applicable substantive law. The arbitrator may not award relief on a class, representative, or consolidated basis.

19.6 Arbitration Cost Allocation

Payment of filing, administration, and arbitrator fees shall be governed by the AAA Consumer Arbitration Rules. To the extent required by those rules, we will bear arbitration fees in excess of the amount you would be required to pay to file a comparable action in court. Each party shall bear its own attorneys' fees unless otherwise provided by law.

19.7 Small Claims Exception

Either party may bring an individual action in small claims court.

19.8 Equitable and Protective Relief

Notwithstanding the foregoing, we may seek temporary, preliminary, or permanent injunctive or equitable relief in state or federal courts for claims involving intellectual property, confidential information, fraud, misuse of the Website, or violation of these Terms in a manner that threatens irreparable harm. You consent to the exclusive jurisdiction and venue of such courts for these limited purposes.

19.9 Public Injunctive Relief

To the extent applicable law prohibits the waiver of a claim for public injunctive relief, such claim may be brought in a court of competent jurisdiction. All other claims seeking monetary, individualized, or non-public injunctive relief shall remain subject to binding arbitration as set forth herein.

20. Class Action Waiver
YOU AND OLIWIER & CO. LLC AGREE THAT ALL DISPUTES SHALL BE BROUGHT ONLY IN AN INDIVIDUAL CAPACITY. YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION, SERVE AS A CLASS REPRESENTATIVE, ACT AS A PRIVATE ATTORNEY GENERAL, OR JOIN OR CONSOLIDATE CLAIMS. THE ARBITRATOR HAS NO AUTHORITY TO CONDUCT CLASS PROCEEDINGS.

21. Mass Action Waiver
No Dispute shall be brought as a "Mass Action." A "Mass Action" means twenty-five (25) or more similar arbitration demands filed within one hundred eighty (180) days and coordinated by the same or affiliated counsel. Such claims shall not be consolidated or administered collectively without our consent.

21.1 Batching Procedure

If Mass Action conditions are met, claims shall be grouped in batches of no more than two hundred (200) claimants, with only one batch proceeding at a time and a separate arbitrator appointed per batch. Statutes of limitation shall be tolled during the batching period.

22. Jury Trial Waiver
IF ANY DISPUTE PROCEEDS IN COURT, YOU AND OLIWIER & CO. LLC WAIVE THE RIGHT TO A JURY TRIAL TO THE FULLEST EXTENT PERMITTED BY LAW.

23. Opt-Out Right
You may opt out of the arbitration agreement within thirty (30) days of first acceptance of these Terms by sending written notice via certified mail to Oliwier & Co. LLC, Attn: Legal Department, 30 N Gould St Ste R, Sheridan, WY 82801-6317. Your opt-out notice must include your name, address, email, and a clear statement of your intent to opt out. Opting out does not affect your other rights or obligations under these Terms.

24. Claim-Specific Severability
If any portion of the arbitration agreement is found unenforceable as to a specific claim, that claim shall proceed in court while all other claims remain subject to arbitration.

25. Governing Law
Except as otherwise provided in Section 19, these Terms shall be governed by the laws of the State of Wyoming, without regard to conflict-of-law principles.

26. Force Majeure
We shall not be liable for any delay or failure to perform any obligation under these Terms if such delay or failure results from causes beyond our reasonable control, including acts of God, natural disasters, pandemic or public health emergencies, labor disputes, supply chain disruptions, governmental actions, war or terrorism, internet service failures, payment processor outages, or carrier delays. Performance shall be excused for the duration of such event.

27. Third-Party Websites & Links
We may link to third-party websites. We are not responsible for their content, practices, accuracy, or legality. Use them at your own risk and review their terms and privacy policies.

28. DMCA Notice; Intellectual Property
If you believe content on the Website infringes your copyright, please send notice to contact@thegracedcircle.com with: (i) identification of the copyrighted work; (ii) identification of the infringing material and its location; (iii) your contact information; (iv) a statement of good-faith belief; and (v) a statement of accuracy under penalty of perjury.

29. Assignment
You may not assign any of your rights or delegate any of your obligations under these Terms without our prior written consent. Any purported assignment in violation of this Section is null and void. We may assign or transfer these Terms, in whole or in part, without restriction in connection with a merger, acquisition, corporate reorganization, sale of assets, or by operation of law.

30. No Waiver
Our failure to enforce any right or provision of these Terms will not constitute a waiver of future enforcement. The waiver of any right or provision will be effective only if in writing and signed by a duly authorized representative of Oliwier & Co. LLC.

31. Severability
If any provision of these Terms is invalid, illegal, void, or unenforceable, that provision will be deemed severed from these Terms and will not affect the validity or enforceability of the remaining provisions.

32. Termination
These Terms remain in effect until terminated. We may terminate or suspend your access at any time for violations. Provisions regarding intellectual property, disclaimers, limitation of liability, indemnification, dispute resolution, and payment obligations survive termination.

33. Entire Agreement
These Terms, together with our Privacy Policy, Shipping Policy, and Return & Refund Policy, constitute the entire and integrated agreement between you and Oliwier & Co. LLC regarding your use of the Website and purchase of Products.

34. Contact Information
For questions regarding these Terms, please contact us at:

Oliwier & Co. LLC
30 N Gould St Ste R
Sheridan, WY 82801-6317
United States
Email: contact@thegracedcircle.com